Well that went as planned - NOT! 06 May 2025

Further to the issue with Luciano and finances; yesterday he called to ask me to see how much more credit I could get on my credit card. I had told him that if need be I will increase my limit to help him out. I said I would go online and see what I could do, but then asked him to contact his mother regarding the life policy number (i have a policy on her life which I have been paying to 20 years, but can't get a copy of the policy). I said it might have a cash value, which we can then cede and get the money to help him out.

He calls me back a few minutes later to say his mother has taken over the policy, and changed the beneficiaries to him and Giovanni! Well I lost it completely! And told him I would get legal advise on this, and if I'm right, I am going to sue her for all past payments!

A little while later I get a message from his mother about it. I tell her I wanted the number to put into a spreadsheet I have prepared for the kids - in case I die, they will have all the relevant information available - bank accounts, medical aid stuff, life policies, etc. But as she's taken it over it's now a mute point. But, I do tell her that she can't just do that, and that at least she could have let me know, or discussed it.

We had a long back and forth, but got no where. All that happened was I got seriously annoyed, to the pint where I had an anxiety attack!

I put it to bed - nothing I can do really - it was her policy which I paid for - and she probably has the right to change the debit order to her account, and change the beneficiaries.....

I did tell her that she acts like she's entitled, and that it wasn't right what she did.

And then this morning she sent another long message trying to explain her actions, bringing up shit from 20 years age, and saying that's her entitlement. Whatever, she's a lying, cheating bitch, and that's that. I didn't bother to respond.

Pity Luciano got caught up in this, as he's very sensitive to the situation, doesn't want his parents at war, even if we are divorced, but knows now that there is no more Mr. nice guy here. Future family events are going to be very strained......

Updated 07 May 2025

SO, thinking things through, and sleeping over the details, it dawned on me:-

The ex changed the beneficiaries on the policy in 2018 (from me to my sons), but never told me. Then, when I asked for a copy of the policy, she realized I would see that she had made the changes back then, and had never told me, and had let me keep on paying for another 7 years! SO her only way out was to take over the payments! Bitch! Got you again - lying cheating bitch!